Portugal relocation affordability checker

Mainland Portugal only. Pay is often in 14 instalments; the monthly take-home shown is annual net divided by 12. Modelled on a single professional in a 1-bed.

Mainland Portugal only; monthly take-home is annual net divided by 12.

Estimates, last updated Oct 17, 2026.

Your scenario

City

Where are you flying from?

Sets the one-way flight assumption in cash before arrival. Not a live airfare quote.

Gross annual salary (euro)

Example scenario, not your salary.

€30k · €65k typical mid · €120k+

Income typePortuguese employment contractEmployee social security and IRS on the annual statutory scale. Monthly withholding can differ.Foreign or remote pay (no Portuguese payroll)Enter the annual net pay you expect to receive (after tax). If you are paid remotely by a foreign employer, we do not calculate your tax for you—enter your own estimate and read the warning below.

Starting savings (optional)

Leave blank or 0 if you only want a monthly verdict.

The calculation runs in your browser. Your salary, savings, and city stay on your device. If you allow analytics cookies, we receive the country and the result band, including when a salary is outside the range we can score. If you later sign in in this browser, those events can be linked to your account. We still configure error reports to leave your figures out. A shared link contains only what you choose to put in it.

About these estimates

Assumed profile: Single tax filer, one taxpayer, employee, no dependants, mainland Portugal.

These are ordinary employee scenarios, not self-employed or special expatriate regimes.

Not modelled: Art. 70 mínimo de existência below about 16.5k gross, tax credits and deductions, IRS Jovem, dependants, IFICI and other special regimes, meal allowance, November half-withholding.

How we estimate

IRS rates in force for 2026 income (Lei 73-A/2025). A cut to brackets 1 to 6 was approved by Government decree-law on 29 October 2026, with effect from 1 January 2026, pending publication in Diário da República. This estimate will be updated when it is published. Pay is often in 14 instalments, so the monthly figure is the annual net divided by 12. The model is annual tax from the statutory scale. Monthly withholding can differ, and the November half-withholding is not annualised. Mainland only. Rent is a Relocora estimate from published euros per square metre times 45 square metres, not an official figure. The pre-filled salary is an example only, not a forecast. Heating is not included in the monthly household lines. Private health cover uses a labelled estimate (default €40/month). Primary-care user fees are 0. Lisbon's 30 euro pass is the municipal pass. The metropolitan pass is 40 euro. Braga's 12 euro pass is the 1-coroa fare, and which coroa covers a commute is not confirmed. Some household costs are not yet sourced and stay hidden.

We review the figures about every quarter.

Special tax regimes, including IFICI (see the official link), and the Azores and Madeira are out of scope.

EBF article 58-A

Visa and residence rules are not modelled in the cash total. Check official requirements for your nationality.

Who needs a visa for Portugal (MNE)

Source taxonomy:Official dataRelocora estimate

Napkin math for planning only. Not tax, immigration, or financial advice. Figures are estimates with labelled sources.